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We will be closed on Wednesday, January 1, 2025, for New Year’s Day.

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News

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Emergency Fund VS Rainy Day Fund

Q: Do I need to have a separate rainy day fund and emergency fund? A: In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have not just one, […] Continue…

Young man working on a tablet with pencil in hand.

Student Loans 101

You might approach your student loan the same way you approach those term papers: If you don’t think about them, they can’t really stress you out. Unfortunately, just like those papers you’ll eventually have to write, your student loan debt isn’t going anywhere. If you’ve borrowed the funds from a private lender, like [credit union], […] Continue…

Member Appreciation Days

Member Appreciation Day 2019

Mark your calendar for Member Appreciation Days 2019! Cool off this summer with a refreshing loaded tea from Whynot Nutrition! Loaded teas are both delicious and healthy, with less than 25 calories, 5 carbs, and 0 sugar. They’re also LOADED with vitamins and caffeine to give you the perfect boost of energy. A caffeine-free option will also be available that […] Continue…

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Ways to Protect Your Identity

Falling victim to identity theft can severely affect your credit report, making it difficult for you to get a loan, buy a house or land a job. Fortunately, there are many precautions you can take to ensure the protection of your identity.   Here are some things you can do to protect your personal information: […] Continue…

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How to Build Your Credit Score

Q: I’ve never owned a credit card, and my credit history is non-existent. I’m prepared to do whatever it takes to build up my credit from scratch. Where do I start? A: Building up your credit history from the bottom up can be a tricky business. You won’t qualify for a large loan or substantial […] Continue…

Charles Elliott, Mississippi Credit Union Association President/CEO (Left) with Members Exchange Credit Union Branch Manager in Training, Drew Allen (Right)

Members Exchange CU Recognized for Advocacy Efforts

Biloxi, Miss. (5/17/19) – – Members Exchange Credit Union, headquartered in Ridgeland, Miss., has been honored as one of only 21 credit unions in Mississippi that earned an Advocacy Award, which recognizes credit unions for efforts to protect, strengthen, and expand credit unions.  Members Exchange CU was recognized for their achievement at the Mississippi Credit […] Continue…

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NCUA Offers Older Americans Resources to Prevent Themselves Against Financial Abuse

In recognition of Older Americans Month, the National Credit Union Administration (NCUA) is focusing on emphasizing its online resources to protect senior citizens against financial fraud and exploitation. According to NCUA Board Chairmain Rodney E. Hood, the NCUA’s goal is to promote available resources to older credit union members so they can educate themselves and ultimately […] Continue…

Accidents are the leading cause of death for those under age 44.

Trustage AD&D Insurance

Accidents can happen anytime. Don’t leave them unprepared. Imagine it’s Friday, and your paycheck isn’t there. If a serious or fatal accident struck, your family’s life could change in a heartbeat. In fact, if you’re 44 or under, accidents are the leading cause of death.* Fortunately, you’re entitled to $1000 of no-cost TruStage® Accidental Death and […] Continue…